
​Cesar's extensive experience in real estate, contractor development and construction management uniquely positioned him to guide clients toward financial freedom. Starting his career with The Albert M. Higley Co., Cesar gained invaluable insight by managing multi-million-dollar construction projects, assisting local business growth, and understanding the real estate industry's impact on community development.
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Driven by a passion for real estate, Cesar transitioned into acquiring and improving residential properties, building a long-term rental portfolio. His expertise expanded
with a real estate license and the founding of a general contracting company,
allowing him to offer market analysis and home renovation services. This unique
blend of skills helped revitalize distressed properties in Ohio and provided valuable community service.
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When the COVID-19 pandemic struck, Cesar adapted by converting high-performing properties into short-term rentals while supporting his wife’s travel nursing career.
This strategic shift allowed them to acquire properties in desirable destinations and
offer short-term rental services.
Cesar founded Apex Property Loans, Inc. to address the challenges of securing business financing. With deep industry knowledge and hands-on experience, Cesar and
his team provide tailored lending solutions for long-term, mid-term, and
short-term rentals, fix-and-flip projects, and other commercial properties and business activities.
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Join Cesar and Apex Property Loans on your journey to financial freedom,
where expertise and commitment to client success pave the way for achieving your investment goals.

Our Founder: Cesar Sepulveda